Buy, rent or rent to own: how to pay for an aesthetic machine
The right way to pay depends on your cash, your confidence in demand and how long you plan to keep the device.
Published 10 November 2026 · Lazenix
This article is general information, not financial advice. Finance agreements are provided by independent finance providers and are subject to status.
Buying outright
You pay once and own the device from day one. There are no monthly payments and no agreement to manage, and the device is yours to keep, sell or upgrade. It suits clinics with capital available that are confident in demand for the treatment.
Rental
You use the device for a fixed monthly payment over an agreed term. Rental keeps your cash free and is a sensible way to test demand for a new treatment. What happens at the end of the term depends on the agreement, so read that part carefully.
Rent to own
You make fixed monthly payments and ownership passes to you when the agreement has been paid. The aim is for the device to earn more each month than it costs, so that it pays for itself while you build an asset.
Klarna and Clearpay
These services split a payment into instalments and are offered through Stripe. Their spending limits are low and are set by the provider, so they suit smaller amounts and not the purchase of a full device.
Compare the options
| Upfront cost | Monthly payments | You own the device | |
|---|---|---|---|
| Buy outright | Full price | None | From day one |
| Rental | Low | Fixed, for the term | Depends on the agreement |
| Rent to own | Low | Fixed, for the term | When the agreement is paid |
| Klarna / Clearpay | Low | Instalments | Smaller amounts only |
Questions to ask a finance provider
- What is the total amount I will pay over the term?
- What happens at the end of the term?
- Can I settle early, and what would it cost?
- What happens if I miss a payment?
- Who is responsible for servicing and repairs during the agreement?
- Is a deposit or a personal guarantee required?
A simple test
Estimate the monthly net income from the device using realistic bookings. If that figure sits comfortably above the monthly payment, a rental or rent-to-own agreement can make sense. If it does not, the answer is usually a different device or a later start, not a longer agreement.
See the four ways to pay for a Lazenix device.
View finance optionsThis article is general information for clinic owners and practitioners. It is not medical, legal or financial advice. Device figures are taken from the operator manuals and may vary with configuration.